Be prudent and ask for references and actually make an effort to check them out. Don't go by the summary of benefits; study the policy in detail and understand what is covered and what is not. In case of doubt seek clarifications or make use of an insurance consultant. Often the savings are greater as a consultant will help you choose the most appropriate group health insurance policy.
Acne is not caused by dirt. It is caused by excessive production of sebum, the oil which naturally moisturises the skin, created by the sebaceous glands, situated just below the surface of the skin. Too much sebum and it is likely to clog the pores, the tiny holes in the skin, creating an opportunity for destructive bacteria to expand, resulting in outbreaks of acne.
Then! Is there any way out? Well there is. Plain antibiotics won't work. You need not visit a skin-disease specialist either. And I would suggest you need not visit a doctor at all unless it is excessive. Drink a lot of water, as this would help remove the toxins from the body and finally, maintain hygiene. Avoid wearing short sleeve shirts at night because body grease from your arms can get on your face. And last but not the least just trust my words that to get rid of acne overnight, home remedies won't work in most cases unless its a healthy diet which is a good way to help cure your acne.
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